Current Best Bank and Credit Union Rates in Fort Walton Beach, FL
While local financial institutions like community banks and credit unions are known for offering higher rates on deposit accounts, there are definitely a few that stand out as highly competitive.
Now that it’s the end of the month, let’s take a look at where the best banking rates can be found in Fort Walton Beach, FL. Fort Walton Beach Banking Rates has put together a list of the top Fort Walton Beach interest rates (within 50 miles of the city) for both savings accounts and certificates of deposit:
Best Savings Interest Rates in Fort Walton Beach
- Beach Community Bank: 2.3%
- Baptist Regiol Medical Credit Union: 0.5%
- The First National Bank of Florida: 0.5%
Highest Fort Walton Beach 6-Month CD Rates
- Okaloosa County Teachers Credit Union: 1.76%
- Beach Community Bank: 1.75%
- Central Of Florida Credit Union: 1.51%
Top Fort Walton Beach 12-Month CD Interest Rates
- First City Bank of Florida: 2.25%
- Okaloosa County Teachers Credit Union: 2.02%
- Central Of Florida Credit Union: 1.76%
Best 24-Month CD Rates in Fort Walton Beach
- Peoples National Bank: 2.5%
- First City Bank of Florida: 2.3%
- Santa Rosa County Credit Union: 2.25%
Please note that these rates are accurate as of the publish date but are subject to change at any time. There may also be additional terms like balance requirements or fees that must be met in order to earn the above rates.

