Compare the Best Local Rates

Best Fort Walton Beach, FL CD Rates: 12-Month Term

If you’re not satisfied by the interest rates banks and credit unions are offering on 6-month CDs right now, lengthening the term a bit can help you get better offers. 12-month, or 1-year, certificates of deposit generally provide higher interest rates than shorter-term CDs. If you’re willing to keep your money on deposit for this long, a 12-month CD could be a great choice for you.

Today’s 1-Year CD Rates in Fort Walton Beach, FL

To get a better idea of what currently available, here’s a look at the highest, lowest and average 12-month CD rates in Fort Walton Beach right now:

Number of Accounts Available: 7
Highest Rate: 0.98% APY
Lowest Rate: 0.75% APY
Average Rate: 0.83% APY

Where the Highest 12-Month CD Rates are Located

The following are the local Fort Walton Beach banks and credit unions that are currently offering the highest 12-month CD interest rates:

  • The First National Bank of Florida: 0.98%
  • First City Bank of Florida: 0.9%
  • Gulf Winds Credit Union: 0.85%
  • Harvesters Credit Union: 0.8%
  • First Navy Bank: 0.8%

These rates are accurate as of 5/10/11 but are subject to change at any time. To view up-to-date CD rates across all terms, visit our Fort Walton Beach CD Rates page.